You get what you pay for. It’s an old adage, to be sure. But there’s a lot of truth in it. I used to work at an electronics retailer. (The exact store will remain nameless.) People would...
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Do you want to know what life insurance will cost you? Do you want to get a price for how much life insurance will cost you? Then you need to send in an application. Period. Here’s the reality....
Life insurance has many important applications, some of which complement and support a breadwinner’s active income stream. Income Replacement Perhaps the most straightforward application is for...
In the past, retirement planning was conducted along the lines of the so-called three-legged stool. (1) Employer Pensions (2) Social Security (3) Private Savings However, because employer pensions...
With most contemporary companies opting for employer-sponsored, defined-contribution plans, like 401(k)s, pensions, that is, defined-benefit retirement plans, are less and less common these days....
Term is a versatile life-insurance product. One of its principal benefits is to be able to function in income-replacement scenarios. Income Replacement in General Here’s the way term functions....